Interest-Free Payment Plans for Home & Commercial Gym Equipment Afterpay, PayPal Pay in 4 & Zip — Flexible Options at Checkout — Australia Only

Shop smarter and get the gym equipment you need now with flexible, interest-free payment options from trusted providers — Afterpay, PayPal Pay in 4 and Zip. All three are available at checkout for home gym and commercial equipment orders across Australia. No hidden fees, no lengthy applications — split your purchase and start training immediately.

Afterpay — interest-free gym equipment payments

Option 1

Shop Gym Equipment Now with Afterpay

4 Payments · 0% Interest

What is Afterpay? Afterpay splits your purchase into four equal fortnightly payments — completely interest-free when you pay on time. No applications, no paperwork. Instant approval at checkout. Ideal for home gym builds, cardio upgrades or commercial fit-outs where you want to manage cash flow without compromising on quality.

Add to Cart & Choose Afterpay Select Afterpay at checkout — instant decision, no lengthy forms.

Pay 25% Today Your first of four equal payments is charged immediately.

Get Your Gear Now Equipment ships right away. Remaining payments auto-debit fortnightly.

0%Interest

4×Fortnightly Payments

~$50+Minimum Spend

Option 2

Pay in 4 with PayPal — Start Training Sooner

No Interest · No Hidden Fees

How does PayPal Pay in 4 work? Already have a PayPal account? You're nearly set. PayPal's Pay in 4 splits eligible purchases into four fortnightly payments with no interest and no hidden fees. At checkout, select PayPal and choose “Pay in 4” for instant approval.

The first time you choose Pay in 4, you'll agree to PayPal's Facility Agreement. After that, it's one-tap at every future checkout — helping you spread the cost of your gym equipment while you train now and pay later.

Select PayPal at Checkout Log in to your PayPal account and choose Pay in 4.

Get Instant Approval Eligibility assessed on the spot — no waiting around.

Train While You Pay Three remaining payments auto-debit every two weeks.

$0Hidden Fees

4×Fortnightly Payments

0%Interest

Option 3

Flexible Payments with Zip — Get the Gear You Need Now

Up to $50,000 · Up to 5 Years Interest-Free

What is Zip Pay & Zip Money? Zip Money is a line of credit with limits between $1,000 and $5,000 (up to $50,000 through select retailers). Ideal for serious commercial builds, complete home gym setups or large equipment orders where Afterpay's limits don't stretch far enough.

Enjoy a guaranteed 3-month interest-free period across all purchases, with up to 5 years interest-free available through select Zip retailers. Repay from as little as $10 per week.

Fees to know: A one-off establishment fee may apply for certain credit limits. A $9.95 monthly account fee applies — waived if your balance is paid off in full each month.

$50kMax Credit Limit

5yrInterest-Free Term

$10/wkMin Repayment

Frequently Asked Questions

Train Now, Pay Later — Common Questions

Can I use Afterpay or Zip for commercial gym equipment?

Yes. Both Afterpay and Zip can be used for home and commercial gym purchases, allowing business owners, PT studios and fitness facilities to manage cash flow while upgrading equipment. Contact us on 1300 247 888 if you have questions about large commercial orders.

Is there a minimum spend required for pay-later options?

Each provider has its own eligibility criteria. Afterpay and PayPal Pay in 4 typically require a minimum spend of around $50. Zip offers flexible limits from $1,000 upward based on your approved credit amount — making it better suited to larger full gym setups or commercial orders.

Do interest-free payment options affect my credit score?

Afterpay and PayPal Pay in 4 typically perform soft credit checks that do not impact your credit score. Zip may perform a credit assessment for higher credit limits. Check each provider's terms at the time of application for the most current information.

Do you offer these payment plans for customers outside Australia?

Currently, our Train Now Pay Later options are available to Australian customers only. Afterpay, PayPal Pay in 4 and Zip are all Australian-market providers at this time. For international enquiries, please contact us directly on 1300 247 888.

Which payment option is best for a large commercial gym order?

Zip Money is best suited for larger purchases — with credit limits up to $50,000 through select retailers and up to 5 years interest-free available. For standard home gym purchases, Afterpay or PayPal Pay in 4 offer the simplest checkout experience with no establishment fees.

Questions about payment options? Call us on 1300 247 888 or WhatsApp +61 412 029 000 — Mon–Fri 9am–5pm, Sat 9am–1pm AEST.

Available Australia-Wide:
Sydney (NSW) · Melbourne (VIC) · Brisbane (QLD) · Adelaide (SA) · Perth (WA) · Canberra (ACT) · Hobart (TAS) · Darwin (NT) · Gold Coast · Sunshine Coast · Newcastle · Wollongong · Geelong · Toowoomba · Cairns · and all regional areas